<H1>Money Matters for Teens Workbook <br> Ages 11-14 -- R.O.C.K. Solid Shopping Cart</H1> <STRIKE>$12.99</STRIKE> <font color=red><B>$10.97</B></font> -- <I>Did you know that the average American teenager spends nearly $3,000 a year? Sounds like a lot, does…..</I> <P> <IMG SRC="https://store.nexternal.com/rocksolid/images/10-63456.jpg" ALIGN=right ALT="Money Matters for Teens Workbook &lt;br&gt; Ages 11-14" NAME="Money Matters for Teens Workbook &lt;br&gt; Ages 11-14" BORDER=0 HSPACE=10> Did you know that the average American teenager spends nearly $3,000 a year? Sounds like a lot, doesn&#8217;t it? But with money gifts from birthday and Christmas, allowances, and part-time jobs, teenagers have gained purchasing power in this country.But when you turn 20, will you know where that $21,000 went? We like to have money, save money, and especially spend money, but few people put learning about money at the top of their priority list. As a teen, maybe you don&#8217;t feel that you have enough money to worry about it, but even though you don&#8217;t have much, you have enough to matter&#8212;especially to the people that sell products for teens! Don&#8217;t get caught in the web of marketing gurus. Take control of your money, so no one else will. <p>Table of Contents: </p> <p>&nbsp;</p> <ol> <li>Money Basics </li> <li>How Banks Work </li> <li>The Checkbook </li> <li>Reconciling a Checking Account </li> <li>Keeping Track of All That Money </li> <li>Money Basics </li> <li>How Banks Work </li> <li>The Checkbook </li> <li>Reconciling a Checking Account </li> <li>Keeping Track of All That Money </li> <li>Controlling Bigger Budgets </li> <li>Giving It Back </li> <li>How to Make Money with Money </li> <li>How to Spend Money Wisely </li> <li>How Loans Work </li> <li>How to Borrow Money </li> <li>How to Change the World with Your Money </li> </ol> </P> <P> <LI>SKU: 1063456 </P> <P><B>Other products in the category <A HREF="http://shop.rocksolidinc.com/Category15" TITLE="Finances">Finances</A>:</B> <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product3165 TITLE="48 Days to the Work You Love"><IMG SRC="https://store.nexternal.com/rocksolid/images/10447931.jpg" ALIGN=left ALT="48 Days to the Work You Love" NAME="48 Days to the Work You Love" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product3165 TITLE="48 Days to the Work You Love">48 Days to the Work You Love</A> -- Dan Miller's thriving vocational best seller, 48 Days to the Work You Love, is not so much about finding a new job. It is more about learning who we are really called to be. According to the author, failing to make that fundamental discovery is why so many people find themselves in jobs they hate. But now, thousands upon thousands are finding the work they love thanks to practical advice from leading career counselor Miller. Conversational and creative, Miller helps readers see clear patterns form . . . <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product3244 TITLE="48 Days To The Work You Love Career Kit"><IMG SRC="https://store.nexternal.com/rocksolid/images/20-446121.jpg" WIDTH=100 ALIGN=left ALT="48 Days To The Work You Love Career Kit" NAME="48 Days To The Work You Love Career Kit" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product3244 TITLE="48 Days To The Work You Love Career Kit">48 Days To The Work You Love Career Kit</A> -- The Kit Includes: 1.&nbsp; The best-selling book that is sweeping the nation. Discover your God-given and perhaps buried talents Experience the power that comes from finding your passion Understand the difference between "vocation," "career," and "job" Come back twice as strong after you go through defeat and "failure" Find job possibilities that never appear in the newspaper or online Make $1,000 a minute by negotiating your offer Turn your own ideas into extraordinary income Decide . . . <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product3164 TITLE="48 Days to the Work You Love w/ CD's"><IMG SRC="https://store.nexternal.com/rocksolid/images/10437381.jpg" ALIGN=left ALT="48 Days to the Work You Love w/ CD's" NAME="48 Days to the Work You Love w/ CD's" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product3164 TITLE="48 Days to the Work You Love w/ CD's">48 Days to the Work You Love w/ CD's</A> -- "48 Days to the Work You Love is a strategic program designed to help you move ahead in your career with the confidence, boldness, and enthusiasm that only comes from having clear personal understanding and a plan of action,” says author Dan Miller.“In this interactive study you have the opportunity to explore the changes in today’s job market, understand yourself, go through the traditional steps of finding a career, and also look at the expanding area of nontraditional work. Answer each question . . . <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product3124 TITLE="Capitalism for Kids"><IMG SRC="https://store.nexternal.com/rocksolid/images/10-173551.jpg" WIDTH=100 ALIGN=left ALT="Capitalism for Kids" NAME="Capitalism for Kids" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product3124 TITLE="Capitalism for Kids">Capitalism for Kids</A> -- An outstanding introduction to entrepreneurship. Stresses how a person can earn a profit in business while maintaining the highest possible standards of honesty and integrity. Includes a self-test to help the reader determine how enterprising he/she really is, as well as an excellent chapter on &#65533;Capitalism and Other Isms that clearly defines capitalism, democratic socialism, socialism, and communism. Although written with young people in mind, many adults will benefit by reading this book . . . <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product1243 TITLE="Common Sense Business for Kids"><IMG SRC="https://store.nexternal.com/rocksolid/images/10-17614.jpg" WIDTH=100 ALIGN=left ALT="Common Sense Business for Kids" NAME="Common Sense Business for Kids" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product1243 TITLE="Common Sense Business for Kids">Common Sense Business for Kids</A> -- What does it take to be successful in business? Anthony Maybury used to think that in order to be successful in business one must know how to put complex theories into practice. He thought that success required knowledge of advanced mathematics, inventory management equations, and whiz-bang marketing techniques. But, he made some interesting discoveries. He came to realize that the greatest contributor to his business success was found in life experiences, not textbooks. Mr. Maybury said his business . . . <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product1391 TITLE="Educational Travel On A Shoestring"><IMG SRC="https://store.nexternal.com/rocksolid/images/10-82045.jpg" WIDTH=100 ALIGN=left ALT="Educational Travel On A Shoestring" NAME="Educational Travel On A Shoestring" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product1391 TITLE="Educational Travel On A Shoestring">Educational Travel On A Shoestring</A> -- This is an essential road map to family fun and learning - across the country or around your own hometown. You’ll discover ideas for memorable and inexpensive vacations and field trips, how to find surprising sources for travel money, and ways to build closer family ties with your children and teenagers. Includes and extensive resource guide with hundreds of magazines, organizations, books and web sties. Brought to you by the authors of Home Schooling on a Shoe String, Judith Allee and Melissa Morgan. . . . <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product1458 TITLE="Family Financial Workbook"><IMG SRC="https://store.nexternal.com/rocksolid/images/20-14788.jpg" WIDTH=100 ALIGN=left ALT="Family Financial Workbook" NAME="Family Financial Workbook" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product1458 TITLE="Family Financial Workbook">Family Financial Workbook</A> -- By Larry BurkettBeing on this wonderful budget plan for several months really helped when my husband unexpectedly went through an employment “re-assignment”. We would never have survived the financial impact without it. I cannot say enough about this easy to follow budget plan with forms to fill out for easier personalization. Helps you to KNOW where your money goes, so you can CONTROL where your money goes. Forms to fill out will help you to draw a very personal picture of your stengths and weaknesses . . . <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product1615 TITLE="Home Schooling On A Shoe String"><IMG SRC="https://store.nexternal.com/rocksolid/images/20-85467.jpg" WIDTH=100 ALIGN=left ALT="Home Schooling On A Shoe String" NAME="Home Schooling On A Shoe String" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product1615 TITLE="Home Schooling On A Shoe String">Home Schooling On A Shoe String</A> -- By Melissa L. Morgan and Judith Waite AlleeThis book is a compendium of ideas for the family that wants to start or continue home schooling on a tight budget. You'll find it all here: Ideas for making money while staying at home, sources for inexpensive curriculum, thousands of ideas for affordable teaching tools, hundreds of suggestions for low-cost field trips, ways to save on everything from housing to utilities and ways to get free stuff. <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product2021 TITLE="Money Management for Those Who Don't Have Any"><IMG SRC="https://store.nexternal.com/rocksolid/images/20-13378.jpg" WIDTH=100 ALIGN=left ALT="Money Management for Those Who Don't Have Any" NAME="Money Management for Those Who Don't Have Any" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product2021 TITLE="Money Management for Those Who Don't Have Any">Money Management for Those Who Don't Have Any</A> -- Who says you need a big bank account and a pocketful of cash to enjoy the American Dream? Certainly not financial counselor Jim Paris. Jim shares how readers can handle their money in a God–honoring way and enjoy the benefits of sound financial planning. Based on biblical principles, Money Management for Those Who Don't Have Any contains more than 200 practical strategies, tips, and resources on how to— &nbsp; <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product2022 TITLE="Money Matters for Teens"><IMG SRC="https://store.nexternal.com/rocksolid/images/10-46361.jpg" WIDTH=100 ALIGN=left ALT="Money Matters for Teens" NAME="Money Matters for Teens" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product2022 TITLE="Money Matters for Teens">Money Matters for Teens</A> -- Teens always want more money. However, often they do not know how to handle the money they do have. Larry Burkett knows parents need to educate teens on solid, biblical money management if they’re to exercise these habits as adults. In Money Matters for Teens, Burkett addresses issues of specific concern for teens and teaches them the basics to help them prepare for financial independence. This book is reference for the two workbooks with the same title, but for two different age groups. 12 chapters . . . <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product2024 TITLE="Money Matters for Teens Workbook &lt;br&gt; Ages 15-18"><IMG SRC="https://store.nexternal.com/rocksolid/images/10-63460.jpg" WIDTH=100 ALIGN=left ALT="Money Matters for Teens Workbook &lt;br&gt; Ages 15-18" NAME="Money Matters for Teens Workbook &lt;br&gt; Ages 15-18" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product2024 TITLE="Money Matters for Teens Workbook &lt;br&gt; Ages 15-18">Money Matters for Teens Workbook <br> Ages 15-18</A> -- The average American teenager spends $3,000 per year. And at the end of your teenage years, will you know what happened to that $21,000? While $3,000 per year is most likely a lot less money than your parents spend, you should still be able to: Pay fair prices for quality items. avoid being ripped off by misleading ads and salespeople, stay out of debt, save up for a car, college, or your own business, give money that will make a difference in the world, AND have money to do fun things with your . . . <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product2025 TITLE="Moneywise Kids"><IMG SRC="https://store.nexternal.com/rocksolid/images/10-00795.jpg" WIDTH=100 ALIGN=left ALT="Moneywise Kids" NAME="Moneywise Kids" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product2025 TITLE="Moneywise Kids">Moneywise Kids</A> -- An excellent tool to motivate kids to learn the value of money. This game teaches concepts such as place value, budgeting, money management, making change, and many others! "Before, it was a hassle to teach my daughter these concepts, but playing this game made it fun and more real to her." Pam Bishop, home schooling Mom. Two levels of play, Bill Maker and Bill Breaker. 2 players, ages 7 and up. <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product2429 TITLE="Start Your Own Lawn Care Business"><IMG SRC="https://store.nexternal.com/rocksolid/images/10-84756.jpg" WIDTH=100 ALIGN=left ALT="Start Your Own Lawn Care Business" NAME="Start Your Own Lawn Care Business" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product2429 TITLE="Start Your Own Lawn Care Business">Start Your Own Lawn Care Business</A> -- The lawn care business of today is a far cry from the days of just pushing a mower. In fact, the lawn care market is a $17 billion industry with all the homes, business parks, apartment complexes, shopping malls and hospitals that need landscaping. Your business can be as simple as mowing and edging lawns, raking leaves, and clipping hedges to applying chemical and fertilizers. Topics covered include: How to target your market, what equipment you’ll need, record-keeping and accounting, how to estimate . . . <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product2643 TITLE="The Secret of Handling Money God's Way, Student Workbook"><IMG SRC="https://store.nexternal.com/rocksolid/images/20-31542.jpg" WIDTH=100 ALIGN=left ALT="The Secret of Handling Money God's Way, Student Workbook" NAME="The Secret of Handling Money God's Way, Student Workbook" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product2643 TITLE="The Secret of Handling Money God's Way, Student Workbook">The Secret of Handling Money God's Way, Student Workbook</A> -- This Bible-based curriculum uses an interesting story and fun activities to teach kids the basics about money. Designed for ages 8 to 12, The Secret of Handling Money God’s Way features the adventures of Maria, Josh, Andy, and Ruth as they try to save enough money for baseball camp. As they find out how to earn, save, give, and spend money, they also learn some important things about God. The 12 lessons in this book include full-color illustrations, simple Bible studies, and a guided prayer journal. . . . <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product2644 TITLE="The Secret of Handling Money, Teacher's Guide"><IMG SRC="https://store.nexternal.com/rocksolid/images/20-31534.jpg" WIDTH=100 ALIGN=left ALT="The Secret of Handling Money, Teacher's Guide" NAME="The Secret of Handling Money, Teacher's Guide" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product2644 TITLE="The Secret of Handling Money, Teacher's Guide">The Secret of Handling Money, Teacher's Guide</A> -- This Bible-based curriculum uses an interesting story and fun activities to teach kids the basics about money. Designed for ages 8 to 12, The Secret of Handling Money God’s Way features the adventures of Maria, Josh, Andy, and Ruth as they try to save enough money for baseball camp. As they find out how to earn, save, give, and spend money, they also learn some important things about God. The 12 lessons in this book include full-color illustrations, simple Bible studies, and a guided prayer journal. . . . </P> <BR clear=left><BR><P> <B>Related Products</B> <BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product2022 TITLE="Money Matters for Teens"><IMG SRC="https://store.nexternal.com/rocksolid/images/10-46361.jpg" WIDTH=100 ALIGN=left ALT="Money Matters for Teens" NAME="Money Matters for Teens" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product2022 TITLE="Money Matters for Teens">Money Matters for Teens</A><BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product2024 TITLE="Money Matters for Teens Workbook &lt;br&gt; Ages 15-18"><IMG SRC="https://store.nexternal.com/rocksolid/images/10-63460.jpg" WIDTH=100 ALIGN=left ALT="Money Matters for Teens Workbook &lt;br&gt; Ages 15-18" NAME="Money Matters for Teens Workbook &lt;br&gt; Ages 15-18" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product2024 TITLE="Money Matters for Teens Workbook &lt;br&gt; Ages 15-18">Money Matters for Teens Workbook <br> Ages 15-18</A><BR clear=left><BR><A HREF=http://shop.rocksolidinc.com/Product2643 TITLE="The Secret of Handling Money God's Way, Student Workbook"><IMG SRC="https://store.nexternal.com/rocksolid/images/20-31542.jpg" WIDTH=100 ALIGN=left ALT="The Secret of Handling Money God's Way, Student Workbook" NAME="The Secret of Handling Money God's Way, Student Workbook" BORDER=0 HSPACE=10></A> <A HREF=http://shop.rocksolidinc.com/Product2643 TITLE="The Secret of Handling Money God's Way, Student Workbook">The Secret of Handling Money God's Way, Student Workbook</A></P> <BR clear=left><BR><P><A HREF="http://shop.rocksolidinc.com" TITLE="R.O.C.K. 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