Money Matters for Teens Workbook
Ages 11-14

Did you know that the average American teenager spends nearly $3,000 a year? Sounds like a lot, doesn’t it? But with money gifts from birthday and Christmas, allowances, and part-time jobs, teenagers have gained purchasing power in this country.But when you turn 20, will you know where that $21,000 went? We like to have money, save money, and especially spend money, but few people put learning about money at the top of their priority list. As a teen, maybe you don’t feel that you have enough money to worry about it, but even though you don’t have much, you have enough to matter—especially to the people that sell products for teens! Don’t get caught in the web of marketing gurus. Take control of your money, so no one else will.

Table of Contents:

 

1. Money Basics
2. How Banks Work
3. The Checkbook
4. Reconciling a Checking Account
5. Keeping Track of All That Money
6. Money Basics
7. How Banks Work
8. The Checkbook
9. Reconciling a Checking Account
10. Keeping Track of All That Money
11. Controlling Bigger Budgets
12. Giving It Back
13. How to Make Money with Money
14. How to Spend Money Wisely
15. How Loans Work
16. How to Borrow Money
17. How to Change the World with Your Money